Really, no commentary from me is necessary other than to say I’ve just pulled excerpts and you can read the entire talk by clicking on the following link.
This is an edited version of an address delivered by President Romney at the October  General Conference.
I love the simple gospel truths as taught by the holy prophets, and I never tire of speaking about them. Since the beginning of time man has been counseled to earn his own way, thereby becoming self-reliant. It is easy to understand the reason the Lord places so much emphasis on this principle when we come to understand that it is tied very closely to freedom itself.
On this subject, Elder Albert E. Bowen said, “The Lord must want and intend that His people shall be free of constraint whether enforceable or only arising out of the bindings of conscience. … That is why the Church is not satisfied with any system which leaves able people permanently dependent, and insists, on the contrary, that the true function and office of giving is to help people [get] into a position where they can help themselves and thus be free.” (The Church Welfare Plan, Gospel Doctrine manual, 1946, p. 77.)
Many programs have been set up by well-meaning individuals to aid those who are in need. However, many of these programs are designed with the shortsighted objective of “helping people,” as opposed to “helping people help themselves.” Our efforts must always be directed toward making able-bodied people self-reliant.
I clipped the following article from the Reader’s Digest some time ago. It reads:
“In our friendly neighbor city of St. Augustine, great flocks of sea gulls are starving amid plenty. Fishing is still good, but the gulls don’t know how to fish. For generations they have depended on the shrimp fleet to toss them scraps from the nets. Now the fleet has moved. …
“The shrimpers had created a Welfare State for the … sea gulls. The big birds never bothered to learn how to fish for themselves and they never taught their children to fish. Instead they led their little ones to the shrimp nets.
“Now the sea gulls, the fine free birds that almost symbolize liberty itself, are starving to death because they gave in to the ‘something for nothing’ lure! They sacrificed their independence for a hand-out.
“A lot of people are like that, too. They see nothing wrong in picking delectable scraps from the tax nets of the U.S. Government’s ‘shrimp fleet.’ But what will happen when the Government runs out of goods? What about our children of generations to come?
“Let’s not be gullible gulls. We … must preserve our talents of self-sufficiency, our genius for creating things for ourselves, our sense of thrift and our true love of independence.” (“Fable of the Gullible Gull,” Reader’s Digest, Oct. 1950, p. 32.)
The practice of coveting and receiving unearned benefits has now become so fixed in our society that even men of wealth, possessing the means to produce more wealth, are expecting the government to guarantee them a profit. Elections often turn on what the candidates promise to do for voters from government funds. This practice, if universally accepted and implemented in any society, will make slaves of its citizens.
We cannot afford to become wards of the government, even if we have a legal right to do so. It requires too great a sacrifice of self-respect and political, temporal, and spiritual independence.
In some countries it is extremely difficult to separate earned from unearned benefits. However, the principle is the same in all countries: We should strive to become self-reliant and not depend on others for our existence.
Governments are not the only guilty parties. We fear many parents are making “gullible gulls” out of their children with their permissiveness and their doling out of family resources. In fact, the actions of parents in this area can be more devastating than any government program.
We know there are some who, for reasons beyond their control, cannot become self-reliant. President Henry D. Moyle had these people in mind when he said:
“This great principle does not deny to the needy nor to the poor the assistance they should have. The wholly incapacitated, the aged, the sickly are cared for with all tenderness, but every able-bodied person is enjoined to do his utmost for himself to avoid dependence, if his own efforts can make such a course possible; to look upon adversity as temporary; to combine his faith in his own ability with honest toil. …
“We believe [that] seldom [do circumstances arise in which] men of rigorous faith, genuine courage, and unfaltering determination, with the love of independence burning in their hearts, and pride in their own accomplishments, cannot surmount the obstacles that lie in their paths.” (In Conference Report, April 1948, p. 5.)
Now, I wish speak of a very important truth: self-reliance is not the end, but a means to an end. It is very possible for a person to be completely independent and lack every other desirable attribute. One may become wealthy and never have to ask anyone for anything, but unless there is some spiritual goal attached to this independence, it can canker his soul.